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Introduction to Monetary Policy

Monetary Policy is concerned with the management of the money supply in the economy.

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  • The primary goal of monetary policy is to maintain economic stability by controlling inflation, managing employment levels, and fostering economic growth.
  • Unlike fiscal policy, which is managed by the government through changes in taxation and public spending, monetary policy is typically managed by central banks.

1.) Expansionary Monetary Policy:

  • An Expansionary Monetary Policy is an action taken by the monetary authority i.e. Central Bank to increase the money supply.

1.) Contractionary Monetary Policy:

  • An Contractionary Monetary Policy is an action taken by the monetary authority i.e. Central Bank to decrease the money supply.
  • General Instruments:
    • Open Market Operation
    • Bank Rate
    • Minimum Reserve Requirement
  • Selective Instruments:
    • Margin Requirement
    • Regulation of consumer credit
    • Rationing of Credit
    • Moral Suasion
    • Use of Publicity
    • Direct Action
    • Interest Rate Ceiling
  • Full employment
  • Price stability
  • High economic growth
  • Balance in external payment and stable exchange rate
  • To reduce economic inequality

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