Fundamentals of Corporate Finance

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Concept of Financial Institutions

Financial institutions are organizations that provide financial services such as accepting deposits, granting loans, managing investments, and facilitating payments.

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  • They act as intermediaries between savers and borrowers and play a vital role in the efficient functioning of the financial system.
  • Direct and indirect investments
  • Maturity intermediation
  • Risk diversification
  • Cost reduction
  • Payment mechansim
  • Transformation of financial assets
  • Depository Institutions
  • Non-Depository Institutions

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